Here’s what our clients say about us:
“Just a quick note to say a big thanks you for all you have done for me in the past 2 years. There was a time in the beginning, when I thought I was in an impossible situation and could not see a way out, causing me to feel extremely low and subsequently leading me to ill health.
Once I engaged your services you put me at ease, you were always available and most importantly, you kept to your word.
I would recommend your services without hesitation. A very big thank you.”
D.I. – Surrey
“We cannot thank Julian enough for all his professional help and support that he has given us over the past 18 months. Julian’s knowledge and expertise has enabled us to finally agree on a settlement with our bank, which now means that we can look forward to a brighter, more secure future. After struggling with threats from the bank for 7 long years, the telephone call I made to Julian last year was the best decision that I could have ever made. We would highly recommend Julian and James Rosa Associates. Thank you very Much”
T.M. – Kent
“Julian at James Rosa Associates really took the pressure off me at a difficult time. My 2 colleagues and I were bound by Personal Guarantees regarding a Not-For Profit business that went into liquidation. The bank used divisive tactics writing letters to different people and seemingly singling me out for telephone “duties”. They would typically write just before Christmas demanding a reply within 14 days, but the letter would be dated 12 days earlier than the actual arrival date.i.e. 2 days to respond. Then call you on New Years Eve (I’m not making this up). Of course any question to them, would take weeks to get a reply back on. We’d find that randomly two of us would get the letter and the other one wouldn’t, the next time different. After a while you realized it was either incompetence on their part or much more likely a deliberate strategy.
Once we appointed Julian they couldn’t do that, as only having a single point of contact for the bank, that tactic was no longer an option. We noticed that he (Julian) knew exactly what documents they should have been able to supply and as soon as he started to request those, we seemed to drop to the back of their “hassle” queue. This gave us time (almost a year) to get our lives back on track secure new employment etc and get the money together for the eventual settlement, which thanks to Julian was for a reduced amount.
We are all 3 very satisfied with the service provided, at one point I thought I may personally have lost my house, but that never happened. My advice if you are ever in such a situation is seek professional help from James Rosa Associates immediately and let them take the pressure off.”
N.P. – Kent
“Julian at James Rosa Associates was such a help. My 2 colleagues and I were bound by Personal Guarantees regarding a Not-For Profit business that went into liquidation. The bank tried approaching us individually, using ‘divide and conquer’ and ‘good cop / bad cop’ methods. We called on Julian for help and he took the pressure off us, providing a single point of contact for the bank and presenting a united front from the 3 of us. Julian made sure he prompted the bank at regular intervals to avoid any blame falling back on us, although it was the bank that was non-responsive and slow.
Crucially, Julian was able to push on a technical point of law which the bank disputed. We would never have been able to do this, through lack of knowledge and lack of confidence. This, however, ultimately clinched a swift and very favourable settlement from the bank.
We are all 3 very satisfied with the service provided, although I really hope I will not have to call upon James Rosa’s services again! If I do, I will not hesitate to call them again.“
C.H. – London
“I can highly recommend James Rosa. They are professional; efficient and cost effective. If you are experiencing concerns over an outstanding Personal Guarantee these are the people you need to represent you.”
C.G. – London
“Your approach to a seemingly intractable problem that had been going for several years was calm and professional. The expertise that you brought to the situation both from your personal experience and work you had done for other clients was invaluable – and not found elsewhere. You held the creditor to account, challenged their lack of evidence to support their claim and escalated the issue when appropriate. The result has been a manageable payment and a great relief, enabling me to begin to plan ahead after 7 year of tension. Thank you very much.”
P.N. – London
“I cannot recommend Julian and the services of James Rosa enough to do him justice. After a very unpleasant turn of events the business I had run successfully for 17 years went into administration. As a result the bank called in my PGs on the facility we had in place, not a pleasant situation. I had an introduction to Julian through my accountants and Julian really took it from there, dealing with the bank both professionally and firmly he resolved my debt at a % in the £ that both I and the bank were happy with and I avoided even more unpleasantries.”
R.T. – London
“Julian and his team were exceptional; knowledgeable, communicative, patient, confidence-inspiring and most of all provided the right advice for us. Without their assistance our world could easily have been quite different today. I would (and do) recommend them without hesitation.”
S.S. – London
“I was first introduced to James Rosa Associates though my solicitors. They had just won a landmark case on my behalf and I was having enormous difficulty dealing with creditors.
I entrusted professionals at James Rosa Associates with full authority to represent me in my financial affairs. They proved to be professional and settled every case very much to my satisfaction and financial benefit.
James Rosa Associates consultants were timely in responses to my questions and queries as matters were progressing, never failing to reply to every phone contact, email or text. Aside from responding to contact initiated by me, they courteously kept me updated on a regular basis, if for no other reason to re-assure me and let me know the level of progress and that any difficulties were in hand.
Their knowledge of financial matters proved to be excellent helping me navigate and understand my situation, as it stood, and presenting me with a range of possible remedies. Something other professionals singularly failed to do.
At all times, James Rosa staff were transparent, honest, and in my estimation, extremely diligent in dealing with what was a complex set of issues with an equally complex and diverse set of litigants, all of whom had proved utterly impossible for me to negotiate with over the previous eighteen months. I simply could not have resolved matters, which resulted in huge financial savings, without their knowledge and professionalism.
I would unreservedly recommend James Rosa Associates to any prospective client.”
G.M. – Essex
“I must write and thank you and your company for the comfort and support that you gave me after the failure of my business and my subsequent bankruptcy.
It helped so much with you contacting my creditors keeping them aware of my circumstance. When the only choice was bankruptcy helping me fill in all the forms for the Official Receiver and coming with me to all the meetings which really was a great help knowing you were there and you will be for the next 12 months for me. Thanks again.”
C.M. – Essex
“The team at James Rosa Associates were very knowledgeable and displayed an extraordinary level of customer service. With a positive outcome achieved in the fastest possible timeframe, I cannot recommend their services highly enough.”
T.B. – Essex
“I’ve had personal experience on dealing with James Rosa Associates and I must say that they have been very professional and very helpful. I was going through a hard time emotionally and financially and just needed someone to help me sort out the difficult situation that I was in and James Rosa Associates was there for me and help me go through it all the way.”
L.G. – London