James Rosa Associates https://validator.w3.org/feed/docs/rss2.html When debt becomes unmanageable, call the debt adjusters Turning Downturns into Breakthroughs: The Modern Guide to Thriving in Recessions Let’s talk about debt When customers delay payment: The hidden cost to businesses and what you can do about it How College Students in Kent Can Graduate Debt-Free with a Smart Plan UK business debt relief: options for saving your company How to prepare for your first consultation with a debt advisor Preserving your future aspirations in the face of unmanageable debt How rising interest rates affect your debt The importance – and the benefits – of paying off debt Breaking the Debt Cycle: How negotiation can help you take control Mediation Julian Donnelly – Managing Director JD – Mediation Profile – Jan 2025 How sustainable is your debt situation? Your credit report reveals all Are UK SMEs burdened with bad debt or blessed with good debt? Reducing Financial Stress: Strategies to Strengthen Your Financial Well-Being Does my bankruptcy affect my partner? What happens if a creditor tries to declare you bankrupt? Don’t delay your budgeting: The danger of ‘winging it’ through your debt problems What can I do if I get bad debt advice? A perfect storm? sole traders face rising debt pressure as MTD approaches Here’s How to Change Your Money Mindset for Lasting Success Is a one-stop shop the best approach to escaping from unmanageable debt? Strategies for achieving financial freedom from debt Making sure a small debt problem doesn’t become an unmanageable problem Borrowing your way out of debt: Can I borrow like a country? Give yourself time to think, with the Debt Respite Scheme Responding to a County Court debt claim in England and Wales Does bankruptcy deserve to be stigmatised? Press Release: James Rosa Associates confirms sponsorship of Mattias Woollard Press Release: James Rosa Associates confirms sponsorship of Archie Maggs How to deal with problem debt as a small business owner Things may be getting a bit better for debtors in 2026 Press & Awards Home What drives people into unmanageable debt? Negotiating with your creditors: A step-by-step guide How Newlyweds in Kent Can Manage Debt and Build Financial Harmony Understanding the differences between bankruptcy in England and Wales, and in Scotland Contact us Is it better to have savings or pay off your debts? Debt problems put stress on relationships The link between debt and poor mental health Cooling off debt problems: Five steps to summer debt recovery Testimonials What do you do if you start missing the monthly repayments on your mortgage? Bankruptcy – it’s not the easy way out that some people think Office Hours and Planned Closures Do you need to arrange an interview with a debt advisor?