The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
By Mr Bankruptcy 30th October 2019 Sadly, in the news last week was another report about suicides directly related to debt. This particular report looked at people who had committed suicide after contact with HMRC, but I think this is being harsh on the taxman. It’s believed that up to 50% of people struggling with […]
Read moreBy Mr Bankruptcy 16th October 2019 In August I talked about the importance of supporting vulnerable clients with debt management. Many different factors can cause that vulnerability and the approach of Christmas will only add to the pressure that many people will be under due to unmanageable debt, making us all feel that little more […]
Read moreJames Rosa Associates Ltd are delighted to announce we are a finalist in the Turnaround Restructuring & Insolvency (TRI) Awards for Personal Debt Solution Provider of the Year. Absolutely thrilled to be a finalist for the second time this year (already a finalist for the Collections & Customer Service Awards). James Rosa Associates Managing Director […]
Read moreBy Mr Bankruptcy 29th August 2019 When a business is in financial difficulty the transition into insolvency can sometimes be swift. As a business owner, you need to be aware of the early signs to look out for that could indicate that your business is at risk of becoming insolvent. What is insolvency? A business […]
Read moreJames Rosa Associates are thrilled to announce that we have been selected as a finalist at the prestigious 2019 Collections & Customer Service Awards in the category of Debt Advice Provider of the Year. James Rosa Associates Managing Director Julian Donnelly said “Just to be included alongside StepChange Debt Charity and PayPlan is a fantastic […]
Read moreBy Mr Bankruptcy 12th August 2019 As a debt advisor I see the profound effect that unmanageable debt has on any person’s wellbeing but particularly on those people who are in a vulnerable situation can find it additionally difficult to manage their debt. There is no single approach to managing debt and each client’s needs […]
Read moreBy Mr Bankruptcy 31st July 2019 When the exemption for insolvency practitioners from the Legal Aid, Sentencing and Punishment of Offenders Act 2012 (LASPO) ended in April 2016 it helped reiterate the importance of the role alternative dispute resolution in reaching a settlement. The impact of LAPSO LAPSO removed the no-win no fee arrangements that […]
Read moreBy Mr Bankruptcy 12th July 2019 When you are in serious debt it’s important to remember that with the right approach, there is always a way to address the situation. To help you make a start, it’s also important to know what to avoid doing in order to prevent your debt situation from getting worse. […]
Read moreBy Mr Bankruptcy 21st June 2019 Taking back control when you are in a debt situation that you feel is out of control and overwhelming is a crucial step. Working with people to help them understand their situation and to empower them to make decisions about their options is integral to our debt advice approach as […]
Read moreBy Mr Bankruptcy 19th June 2019 An article in the Independent in April stated that the majority of people find it easier to talk about mental health issues than debt. This is particularly concerning when 44% of adults in the UK are hiding debts of more than £4,000. So why is it so difficult to […]
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