Case Study Archives - James Rosa Associates Archive

Fair’s fair….or is it?

By Julian Donnelly 27th January 2017 Since taking over the regulation of consumer credit in 2014, the Financial Conduct Authority (FCA) has made great strides raising standards right across the board, and in particular the payday loan and debt management sectors. One of the cornerstones of the new regulatory approach is “Treating […]

CASE STUDY – £1.8m personal guarantees settled for £20k

By Julian Donnelly 4th August 2015 Now I have your attention, I must stress that this is not representative of the sort of results we frequently get – I find it an interesting case study as it does highlight some interesting points in relation to personal guarantees (PGs) issued by the banks. Generally speaking, banks […]