Mr Bankruptcy | James Rosa Associates

Why do people choose mediation to resolve debts?

By Mr Bankruptcy 26th February 2021 Resolving debts is in the interest of all parties and it doesn’t always have to be done in court, with all the cost and heartache that can cause. For many of my clients, mediation is a positive step to addressing both the financial burden of their debt and the […]

Developing good financial habits to tackle debt

By Mr Bankruptcy 17th February 2021 Making the changes required to take control of an unmanageable debt problem is tough. It requires a change in both spending and saving habits. However, the one thing harder to change than a habit is a belief, so if you’ve already come to the conclusion that you must bring […]

What is the current situation for debt in UK?

By Mr Bankruptcy 29th January 2021 The Covid pandemic has had a serious impact on individuals and businesses, and many people are going to need help with unmanageable debt in the months and even years to come. The true extent of the effects of lockdowns and a restricted economy is now being understood and the […]

Using personal experience to help mediate people out of debt

By Mr Bankruptcy 21st January 2021 Before founding James Rosa Associates in October 2010 Julian Donnelly’s journey to becoming a civil and commercial mediator has been a personal one, after he himself experienced personal bankruptcy following redundancy and a relationship breakdown. It was this experience that led Julian to working with the professional firm which […]

Could you spend less this Christmas?

By Mr Bankruptcy 11th December 2020 Was it only a year ago when we were talking about the real cost of Christmas, and how the debt burden for many people increases? Now, after so many more people are facing financial uncertainty, the fear that Christmas will only exacerbate debt problems will only have increased. But […]

Could a payment holiday help ease your financial situation?

By Mr Bankruptcy 26th November 2020 Lockdown followed by the impact of Covid-19 restrictions have led to many people losing their income or seeing it severely reduced overnight. Banks and lenders have reacted by introducing short term payment holidays to support their customers while they adjust to their new situation. The time period for payment […]

We’re a finalist for the TRI Awards 2020

By Mr Bankruptcy 13th November 2020 We are very excited to announce that for the second year running, James Rosa Associates are a finalist for the Turnaround Restructuring & Insolvency (TRI) Awards for Personal Debt Solution Provider of the Year. In addition to being a TRI Finalist, we have also been recognised again this year […]

Are you at risk of running a zombie company?

By Mr Bankruptcy 29th October 2020 Lockdown has seen the rise of a hoard of zombie companies across the country. The Guardian newspaper reported that 20% of businesses in Britain are zombie companies; could yours be one of them? What is a zombie company? A zombie company is the name given to businesses that can’t […]

It’s our 10th birthday and we’re ready for the next 10 years

By Mr Bankruptcy 11th October 2020 The 11th October will mark James Rosa Associates’ 10th Birthday. Reflecting on the past 10 years, I am incredibly proud of the debt advisory services and support we have provided to many businesses and individuals. Yet, as we look forward, I am in no doubt that our services will […]

Facing redundancy? Steps to take if you’re worried about debt

By Mr Bankruptcy 30th September 2020 Being made redundant is a situation many people may soon be facing. Suddenly losing your job throws all sorts of challenges and uncertainty in your path even when you think your life is in order. It’s even more difficult if you’re already in debt, when your debt can become […]