The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
By Mr Bankruptcy 4th February 2026 Rising interest rates are a concern for anyone with debt in the UK, particularly if that debt is growing unmanageable. So, it was a relief to many when the Bank of England (BoE) cut its base rate by 0.25% to 3.75% just before Christmas. This was the signal many […]
Read moreBy Brittany Fisher of financiallywell.info 26th January 2026 Newlywed couples in Northfleet and across Kent often discover that early marriage finances bring a new kind of pressure: private worries become shared decisions. The core tension is simple and heavy, a debt burden in couples, uneven spending habits, and the uncertainty of combining personal finances can make […]
Read moreBy Mr Bankruptcy 8th January 2026 The narrative around debt for the past year has all been doom and gloom; a cost-of-living crisis, rising interest rates, job insecurity, all added to by the expectations of the Christmas season. For anyone facing an unmanageable debt problem, things seem dark. However, I’m going to lay aside my […]
Read moreBy Mr Bankruptcy 3rd December 2025 Debt can feel like an anchor, slowing down your financial progress and limiting your choices. Interest payments eat into your cashflow and savings when you could be doing more important things with that money. While planned, manageable debts are a normal part of life, larger debts such as mortgages, […]
Read moreBy Mr Bankruptcy 18th November 2025 Debt has a natural and necessary part to play in the development of any business, from starting up to finding new markets to becoming an established leader. However, debt can be either good or bad, so it’s important to know in the current challenging economic climate which kind your […]
Read moreBy Brittany Fisher of financiallywell.info 18th November 2025 Managing money can be a balancing act between income, expenses, and peace of mind. Financial stress often creeps in quietly — through unpaid bills, uncertain job security, or the rising cost of living. But while money worries can feel overwhelming, there are practical, research-backed ways to reduce anxiety […]
Read moreBy Mr Bankruptcy 29th October 2025 Millions of people are facing financial hardship due to rising living costs, unexpected major expenses, or changes in their employment. In this sort of environment, bills and debts begin to feel overwhelming. Fortunately, there’s a team of professional you can call on, who are qualified and ready to help […]
Read moreBy Brittany Fisher of financiallywell.info 29th October 2025 Image: Freepik Economic slowdowns can feel like the ground is shifting beneath your feet—but recessions don’t erase opportunity; they just change where it lives. When uncertainty rises, adaptability becomes your most valuable asset. This isn’t about panic or perfection; it’s about preparation. With the right mindset and strategy, […]
Read moreBy Mr Bankruptcy 1st October 2025 If you are tired of feeling trapped in a never-ending cycle of debt and dream of financial freedom and peace of mind, then you’re not alone. I see many people who are struggling with debt that never seems to leave them alone. Just when they get out of one […]
Read moreBy Mr Bankruptcy 16th September 2025 When you’re in debt, the idea of creating a budget can feel overwhelming – even unhelpful. People with debt that’s becoming unmanageable believe they can ‘wing it’ by cutting back here and there, making occasional extra payments, and hoping for the best. But this approach rarely works. Without tracking […]
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