The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
By Mr Bankruptcy 18th February 2025 In the 12 months ending 30 June 2024, one in 457 adults in England & Wales went into bankruptcy, according to government figures. Bankruptcy can be the most appropriate step to take for an individual or a business facing unmanageable debt, but it can also signal emotional anguish and financial […]
Read moreBy Mr Bankruptcy 30th January 2025 Fans of Ernest Hemingway might be familiar with the following from his 1926 novel, The Sun Also Rises: “How did you go bankrupt?” Bill asked. “Two ways,” Mike said. “Gradually and then suddenly.” Some things never change, and it’s just as true for businesses and even nations as it […]
Read moreBy Mr Bankruptcy 16th January 2025 You had a great idea for meeting a need or solving a problem, you spotted a niche in the market and you decided to take the plunge and set up a small business or become self-employed. You turned your idea into reality, but instead of enjoying the rewards for […]
Read moreBy Mr Bankruptcy 27th November 2024 How do you raise the subject of debt with someone you know or love? We like to think that in these modern times we can talk about the most intimate matters with people we care about. Barriers to some taboo subjects such as mental health or sex are being […]
Read moreBy Mr Bankruptcy 15th November 2024 A few years ago you, couldn’t switch on the television without seeing a TV money guru urging some young person or family to get a grip on their spending and control their spiralling debts. The subject of the programme would be young men and women in modestly paid jobs […]
Read moreBy Mr Bankruptcy 1st November 2024 It’s good to talk and share your problems, but it’s a big step to take when your problem is an unmanageable debt. As a debt advisor, I’ve talked with many clients about debt. Some are delighted to have a professional they can share their burden with. However, others I’ve […]
Read moreWe are absolutely thrilled to continue our association with Richmond Rugby Club and are delighted announce we have agreed sponsorship of Mattias Woollard for the 2024/25 season. 20 year old Mattias Woollard has progressed through playing his school rugby at Newman College being involved with the Ealing Academy and then onto the Harlequins Academy before […]
Read moreBy Mr Bankruptcy 16th October 2024 Clients I meet who face an unmanageable debt and may be considering bankruptcy are usually under a lot of stress. Many of us have never been in this situation before (I have so I do understand). But if you’ve already made the decision to do something about your problem […]
Read moreBy Mr Bankruptcy 30th September 2024 Facing an unmanageable debt is a tough experience but someone not in that situation might assume it was your fault – you can’t manage your finances or spent money recklessly. But it’s rarely as black and white as that; and debt problems are affecting more and more people in […]
Read moreBy Mr Bankruptcy 17th September 2024 Filing for bankruptcy can be the best way to move forward if you face an unmanageable debt and creditors are breathing down your neck. But what if a creditor makes the first move and applies to the courts to declare you bankrupt? Does it make a difference or put […]
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