Is your home at risk from the personal guarantee you gave for a business loan?

By Mr Bankruptcy 27th February 2019 One of the first things I get asked by clients who find themselves with unmanageable debt and facing statutory debt solution such as an IVA or filing for bankruptcy is whether they will lose their house. As I explained in a previous blog post, during bankruptcy proceedings secured loans […]

Start the new year with action if last year’s debts have become unmanageable

By Mr Bankruptcy 30th January 2019 Last January Carillion announced it had run into trouble and went into liquidation. It’s not surprising that January 17th, Blue Monday, is considered the most miserable day of the year – and the weather doesn’t help. Carillion’s problems were caused by losing money on contracts and running up large […]

MISSION STATEMENT “To be recognised as the most trusted source of debt advice and support in the UK with a reputation for excellence and integrity”   CORE VALUES Commitment – We strive to put our clients at the heart of everything we do. We start by understanding their unique situation and requirements. This understanding shapes […]

Office Hours and Planned Closures

Our office is open from 9am to 5pm Monday to Friday (excluding bank/public holidays). Meetings are by appointment only, so please contact us at enquiries@jamesrosa.co.uk if you require an appointment. Upcoming planned closures Please note that clients will be able to contact their Client Director as usual during these periods. CHRISTMAS 2021: Closed at 12pm on Friday […]

Julian Donnelly mediator profile

About Julian Julian provides Civil and Commercial mediation with a particular specialism in debt, insolvency, banking and finance. He is also a debt counsellor and debt adjustor which involves providing debt advice to businesses and individuals and walking them through the solution (James Rosa Associates Limited are authorised and regulated by the Financial Conduct Authority FRN665061). […]

How to survive and thrive, when you feel like jumping off a bridge!

by Linda Everett, Executive Coach at Inner Power     There is a common thread between those who lose a business and professionals who find themselves out of work, after years invested in building a career. It hurts, and the emotional impact is just as great as any physical loss. Work offers status and identity, but building […]

Brexit : They think it’s all over…

By Julian Donnelly 1st July 2016       It would seem that to everyone’s surprise (including a lot of people who voted to leave), Boris Johnson’s “wiff-waff” has triumphed over David Cameron’s “project fear”. You now cannot move for the plethora of talking heads and experts discussing the implications to both the UK and the […]

Pay peanuts and you get monkeys. Use monkeys and you get bananas.

by Caroline Clark, Director of RMCSC Limited   Everyone is familiar with the cliché ‘pay peanuts and you get monkeys’ and experienced employers are also aware that to create a successful team you need to do more than just pay the highest salaries. Qualified professional people demand more than a lot of money; job satisfaction, career progression and […]

BREXIT: Meaningless debate or biggest risk to the UK in decades?

  By Julian Donnelly 27th January 2016   Love it or hate it, nothing seems to polarise opinion quite like the letters “EU”. Since our entry into the European Economic Community (EEC) in 1973, it is a subject which has divided both opinions and indeed political parties ever since. With a referendum on the subject […]

CRM – So Many Benefits for Sales

by Mike Driver, Director of logiCRM Ltd   I’ve been contributing to a CRM Group on LinkedIn recently and one of the subjects which appears often is that CRM is not being used by sales.  It’s not just that it is not being used, but in some cases, contributors put in reasons which attempt to […]