The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
Mr Bankruptcy 30th June 2022 What does it mean to a business owner or director to become a personal guarantor on a business loan? What are the advantages and disadvantages and what might the consequences be in the current economic climate? A personal guarantee A personal guarantee is a legally binding legal agreement between a business […]
Read moreMr Bankruptcy 23rd June 2022 Once seen as a lifeline for many businesses, a Bounce Back Loan may now feel more like a heavy burden if you are struggling to repay one. If that’s the case, what might your options be. And what happens if the Bounce Back Loan isn’t the only debt you can’t […]
Read moreMr Bankruptcy 9th June 2022 As the UK and global economies continue to struggle, businesses have to look for ways to survive these challenging times. Following forecasts from the Bank of England, should this include preparing for a recession? Is recession on its way? Inflation has now reached a 40-year high, at 9% and things […]
Read moreMr Bankruptcy 19th May 2022 If you’re looking for a way to resolve a debt issue without going to court, mediation is a positive alternative. What is Meditation? Mediation is a way to resolve debt disputes, in which participants negotiate their own settlement with the aid of a qualified third-party mediator. How does mediation make […]
Read moreMr Bankruptcy 4th May 2022 Many commentators have been predicting that business insolvencies would be rising in 2022 but those of us working in debt support are beginning to see a clearer picture of the impact all the financial uncertainty of the past two years is having on businesses. Insolvencies are increasing The number of […]
Read moreMr Bankruptcy 26th April 2022 Over the past couple of years, the financial resilience of many businesses will have been severely tested and with challenging times still ahead, it’s not too late to take a look at how you can build financial resilience into your organisation. What is financial resilience? Financial resilience is about the […]
Read moreMr Bankruptcy 5th April 2022 It looks as though 2022 will be another challenging year for business, with even more pressure being put on their financial situations after what has already been a tough couple of years. The realisation that things may not improve much, if at all, this year is going to be difficult […]
Read moreMr Bankruptcy 21st March 2022 As the cost of living continues to rise, what’s driving the increase in prices and how can households manage the extra costs? What’s happening to the cost of living? During 2021 and into 2022, inflation has been rising quickly and it’s expected to reach around 8% during the spring and […]
Read moreMr Bankruptcy 28th February 2022 Over the past two years many businesses have had to review what they do, how they operate and what changes they need to make to ensure their longer-term survival during unprecedented times. It has revealed how resilient businesses can be, but also how precarious they can be; so how can […]
Read moreBy Mr Bankruptcy 18th February 2022 Over 1.5 million businesses were approved for a loan through the Government’s Bounce Back Loan Scheme between May 2020 and 2021. If you own one of these and are worried about how you can repay the loan, it’s important to understand the options available to you. What is a […]
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