The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
Mr Bankruptcy 4th May 2022 Many commentators have been predicting that business insolvencies would be rising in 2022 but those of us working in debt support are beginning to see a clearer picture of the impact all the financial uncertainty of the past two years is having on businesses. Insolvencies are increasing The number of […]
Read moreMr Bankruptcy 26th April 2022 Over the past couple of years, the financial resilience of many businesses will have been severely tested and with challenging times still ahead, it’s not too late to take a look at how you can build financial resilience into your organisation. What is financial resilience? Financial resilience is about the […]
Read moreMr Bankruptcy 5th April 2022 It looks as though 2022 will be another challenging year for business, with even more pressure being put on their financial situations after what has already been a tough couple of years. The realisation that things may not improve much, if at all, this year is going to be difficult […]
Read moreMr Bankruptcy 21st March 2022 As the cost of living continues to rise, what’s driving the increase in prices and how can households manage the extra costs? What’s happening to the cost of living? During 2021 and into 2022, inflation has been rising quickly and it’s expected to reach around 8% during the spring and […]
Read moreMr Bankruptcy 28th February 2022 Over the past two years many businesses have had to review what they do, how they operate and what changes they need to make to ensure their longer-term survival during unprecedented times. It has revealed how resilient businesses can be, but also how precarious they can be; so how can […]
Read moreBy Mr Bankruptcy 18th February 2022 Over 1.5 million businesses were approved for a loan through the Government’s Bounce Back Loan Scheme between May 2020 and 2021. If you own one of these and are worried about how you can repay the loan, it’s important to understand the options available to you. What is a […]
Read moreBy Mr Bankruptcy 31st January 2022 It looks as though 2022 is going to be a challenging year for many households, with several financial changes putting pressure on household’s budgets. I take a look ahead at the possible problems we could be facing and what households should be doing right now to prepare for them. […]
Read moreBy Mr Bankruptcy 18th January 2022 The government has introduced a raft of measures during the covid pandemic to protect businesses, including a halt to winding-up petitions against viable businesses. From 1st October changes to winding up petitions came into effect, so what are the implications for businesses? What restrictions were originally imposed during lockdown? […]
Read moreBy Mr Bankruptcy 7th December 2021 Each person’s journey into debt is unique, but rarely is it a journey of reckless financial management. Rather a combination of circumstances lead to difficult decisions, resulting in debt and for the individual, the consequences go beyond the financial. The physical and mental cost Due to the pandemic, six […]
Read moreBy Mr Bankruptcy 23rd November 2021 Now that we’ve had time to let the dust settle on the Chancellor’s autumn budget and digested the vast amount of press coverage, have you taken time to reflect on how the changes will impact your future financial prospects? Below I’ve done my best to distil the most significant […]
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