By Mr Bankruptcy 26th February 2024 With the monthly number of people declaring bankruptcy in the UK reaching 6788 in January, compared to a 25-year low of 2374 in January 2021, the bankruptcy consultancy service at James Rosa Associates is getting more and more busy, unfortunately. But what does a bankruptcy consultant actually do? Guiding […]
Read moreBy Mr Bankruptcy 3rd May 2023 If you are in debt, there’s a number of ways that may be available to you to help you manage them and to resolve any dispute you are in with creditors. What debt management solutions are available to you? The following are some of the most common solutions used […]
Read moreMr Bankruptcy 15th August 2022 If you are declared bankrupt while you’re a director of a limited company, it means some significant consequences for you. Before being declared bankrupt, it’s important to be aware of the impact and consider whether there are alternative ways to manage your debt. What exactly is bankruptcy? Bankruptcy is a […]
Read moreMr Bankruptcy 4th May 2022 Many commentators have been predicting that business insolvencies would be rising in 2022 but those of us working in debt support are beginning to see a clearer picture of the impact all the financial uncertainty of the past two years is having on businesses. Insolvencies are increasing The number of […]
Read moreMr Bankruptcy 5th April 2022 It looks as though 2022 will be another challenging year for business, with even more pressure being put on their financial situations after what has already been a tough couple of years. The realisation that things may not improve much, if at all, this year is going to be difficult […]
Read moreBy Mr Bankruptcy 7th December 2021 Each person’s journey into debt is unique, but rarely is it a journey of reckless financial management. Rather a combination of circumstances lead to difficult decisions, resulting in debt and for the individual, the consequences go beyond the financial. The physical and mental cost Due to the pandemic, six […]
Read moreBy Mr Bankruptcy 2nd September 2021 In our previous post Could personal bankruptcy be the right option for you? I discussed when it might be time to consider bankruptcy. But I also appreciate that’s easier said than done. How do you come to terms with taking such a step? The first step is the hardest […]
Read moreBy Mr Bankruptcy 19th April 2021 Bankruptcy is a term relating to debt that most people have heard of, many associating it with negative connotations as a desperate last resort, when everything’s gone wrong. But fewer people know how it works or how it could actually be a sensible solution for dealing with your debt. […]
Read moreBy Mr Bankruptcy 29th January 2021 The Covid pandemic has had a serious impact on individuals and businesses, and many people are going to need help with unmanageable debt in the months and even years to come. The true extent of the effects of lockdowns and a restricted economy is now being understood and the […]
Read moreBy Mr Bankruptcy 21st January 2021 Before founding James Rosa Associates in October 2010 Julian Donnelly’s journey to becoming a civil and commercial mediator has been a personal one, after he himself experienced personal bankruptcy following redundancy and a relationship breakdown. It was this experience that led Julian to working with the professional firm which […]
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