By Mr Bankruptcy
27th November 2018
Debt doesn’t just drop on you out of the blue like a barrow load of bricks from a building site, it’s insidious, gradually spreading and growing to affect more and more of your work, private life and thoughts.
So it can be difficult to notice the point when an occasional cash flow problem turns into a serious ongoing problem, either for you and your family, for your business or, more often than not, for both.
The key to dealing with a debt problem is to take action as soon as possible, so here are my tips for spotting the early signs so that you can deal with it quickly and effectively before it harms your life or relationships.
Five early warning signs you have a debt problem:
If you spot any or all of these signs in your life, then there’s time to act before the indicators become more obvious, and serious:
What do I do if I have a debt problem?
In a future post I intend to look in closer detail at the initial actions you can take to start the process of solving a debt problem but the general principle is the sooner you act the better.
You also need to talk your problem over with those affected by it, family members or business partners, and to seek advice from debt experts.
Contact James Rosa Associates for a consultation
James Rosa associates is a firm of debt advisors and debt adjustors. With a supportive and friendly approach, we offer a full range of advice and professional services to individuals and business owners/directors facing unmanageable debt or involved in civil or commercial disputes.
Our services include:
We are authorised and regulated by the Financial Conduct Authority (FRN665061) to work with clients to produce bespoke solutions to fit their specific circumstances.
If you want to deal with an unmanageable debt, or bring a dispute to a swift and cost-effective resolution, contact James Rosa Associates, ring 0845 6807217 or email firstname.lastname@example.org to explore whether you qualify for a consultation.
Please be advised that all views expressed in these posts are those of the author and not of James Rosa Associates ltd.