The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
By Mr Bankruptcy 20th June 2024 When Charles Dickens’ father, John, was thrown into the Marshalsea debtors’ prison in 1824, twelve-year-old Charles was put to work at a blacking factory to provide for them. The shame and hardship of that time marked his writing as an adult. One of the greatest business innovations introduced by […]
Read moreBy Mr Bankruptcy 3rd June 2024 Having some emergency money put aside for a rainy day sounds like prudent financial planning against the unexpected – whether that’s a big repair bill or keeping your head above water should you become unemployed. But if you also have outstanding debts, does it still make sense to keep […]
Read moreBy Mr Bankruptcy 15th May 2024 We waited with bated breath for May’s announcement by the Monetary Policy Committee on the Bank of England’s base rate. Would the committee decide that inflation was coming under control and reduce the rate from its recent high of 5.25%? Unfortunately, for anyone hoping that a lower level would […]
Read moreBy Mr Bankruptcy 26th April 2024 When you face what looks like an insurmountable debt mountain, any relief can make all the difference, not only to your ability to clear a debt, but also to your mental wellbeing. James Rosa Associates is proud to have arranged a total of £20.6 million* in debt write-off for […]
Read moreBy Mr Bankruptcy 16th April 2024 If there’s one common theme to my blog posts, it’s to encourage anyone in the unenviable situation of facing unmanageable debt to seek advice. I’ve been there myself so I know how difficult it can be to own up and ask for help. Another issue is whether that advice […]
Read moreBy Mr Bankruptcy 27th March 2024 Many people find themselves facing unmanageable debt every year, but the reasons for getting into that position can be as varied and numerous as the people who come to us for help. So, when we are approached by a new client, the first step is for one of our […]
Read moreBy Mr Bankruptcy 15th March 2024 In many news stories we hear about ongoing negotiations to resolve disagreements or even conflicts. As debt advisors, negotiation is one of the services we offer clients, and it has become a key tool in many of our cases. So how does negotiating help to resolve an unmanageable debt? […]
Read moreBy Mr Bankruptcy 26th February 2024 With the monthly number of people declaring bankruptcy in the UK reaching 6788 in January, compared to a 25-year low of 2374 in January 2021, the bankruptcy consultancy service at James Rosa Associates is getting more and more busy, unfortunately. But what does a bankruptcy consultant actually do? Guiding […]
Read moreWe are absolutely thrilled to announce we have continued our proud tradition of sponsoring tighthead props and can confirm our sponsorship of Archie Maggs for the remainder of the 2023/24 season. Archie Maggs has progressed through Bath Academy before joining Richmond in the 2022/23 season, gaining a handful of appearances in the Championship. The 20-year-old […]
Read moreBy Mr Bankruptcy 14th February 2024 When it comes to debt interest, nations can have similar debt problems to businesses and individuals. According to the Office of Budgetary Responsibility, the UK spent £110 billion on debt interest alone in 2023. That’s around £5 billion more than the education budget. At over 10% of total government […]
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