The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
By Mr Bankruptcy 20th October 2023 Financial uncertainty looms over many businesses, no matter their size. With the likes of Wilko going into administration and putting 12,000 UK jobs at risk, it’s important to understand the impact to employees should the worst happen and your business has to bring in the administrators. It’s also critical […]
Read moreBy Mr Bankruptcy 28th September 2023 According to debt charities, outstanding credit card debt reached £66.4 billion, an increase of 8.2% (£5.0 billion) in the year to June 2023. This means that credit card debt averaged £1,248 for every adult in the UK. But with interest rates still high and with no immediate sign of coming down any time soon, it’s […]
Read moreBy Mr Bankruptcy 18th September 2023 Financial management is the planning, organising, monitoring, and controlling of financial resources so your business can achieve its goals. By understanding what your business is earning and spending it will offer financial insights so that you can plan more effectively, make better use of resources, improve competitiveness and become […]
Read moreBy Mr Bankruptcy 30th August 2023 With autumn on the horizon many business operators and homeowners will begin thinking about how their use of energy will increase as the heating is turned back on and the lights burn for longer as the nights draw in. The financial challenge that increased energy bills caused last winter […]
Read moreBy Mr Bankruptcy 21st August 2023 Everyone is keeping a close eye on inflation figures at the moment to see how it will affect their lives, families and businesses. While the signs are that the rate of inflation is beginning to drop, it still means that prices are increasing, albeit at a slower rate. Here […]
Read moreBy Mr Bankruptcy 26th July 2023 The cost of living is continuing to make headline news. We often hear about how it impacting our households and individual pockets, but should it be a serious concern for businesses too? The impact of high inflation High inflation and comparatively low wage growth is making life difficult for […]
Read moreBy Brittany Fisher of financiallywell.info 19th July 2023 Starting a business is one of the most exciting and challenging endeavours that you can embark on in your life, and it could be even more thrilling if you have your significant other with you. However, starting a business with a partner, especially with your significant other, can […]
Read moreBy Mr Bankruptcy 22nd June 2023 There was a lot of speculation during lockdown that many businesses would struggle to survive once the economy opened up again and that insolvencies would increase. Since the end of lockdown, financial insecurity seems to have got worse and the general feeling is that an even greater number of […]
Read moreBy Mr Bankruptcy 5th June 2023 If you’ve fallen behind with paying your corporation tax, it’s important you understand the options available to you to so you can work to resolve the matter. What happens if I miss a payment? Corporation tax is payable on the profits of your business and on capital gains with […]
Read moreBy Mr Bankruptcy 23rd May 2023 With the Bank of England announcing that interest rates are rising again, to 4.5%, businesses must be cautious of the potential impact on them. Historical interest rates and what they meant The 0.25% increase in the base rate that was announced by the Bank of England on the 11th […]
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