The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
By Mr Bankruptcy 26th February 2024 With the monthly number of people declaring bankruptcy in the UK reaching 6788 in January, compared to a 25-year low of 2374 in January 2021, the bankruptcy consultancy service at James Rosa Associates is getting more and more busy, unfortunately. But what does a bankruptcy consultant actually do? Guiding […]
Read moreWe are absolutely thrilled to announce we have continued our proud tradition of sponsoring tighthead props and can confirm our sponsorship of Archie Maggs for the remainder of the 2023/24 season. Archie Maggs has progressed through Bath Academy before joining Richmond in the 2022/23 season, gaining a handful of appearances in the Championship. The 20-year-old […]
Read moreBy Mr Bankruptcy 14th February 2024 When it comes to debt interest, nations can have similar debt problems to businesses and individuals. According to the Office of Budgetary Responsibility, the UK spent £110 billion on debt interest alone in 2023. That’s around £5 billion more than the education budget. At over 10% of total government […]
Read moreBy Mr Bankruptcy 25th January 2024 UK firms are currently having to manage the largest tax burden for decades, in conjunction with a whole host of other economic challenges. What does that mean for the future of Britain as a “nation of shopkeepers”? The tax burden keeps on increasing The current corporate tax burden is […]
Read moreAbout Julian Julian provides Civil and Commercial mediation with a particular specialism in debt, insolvency, banking and finance. He is also a debt counsellor and debt adjustor which involves providing debt advice to businesses and individuals and walking them through the solution (James Rosa Associates Limited are authorised and regulated by the Financial Conduct Authority […]
Read moreBy Mr Bankruptcy 17th January 2024 Mediation can be a quicker, cheaper and less confrontational way of resolving a debt issue than taking the path to litigation. But who are you trusting with your future when you agree to let a mediator help find an equitable resolution to your financial problem? What is mediation? Mediation […]
Read moreBy Mr Bankruptcy 1st December 2023 Christmas is usually an expensive time of year, but this holiday could be particularly difficult for some, coming as it does after yet another 12 months of uncertainty, with many people’s finances still precarious. To help relieve some of the worry of buying presents and stocking up on food […]
Read moreBy Mr Bankruptcy 15th November 2023 Times continue to be tough for businesses and last quarters’ insolvency figures clearly demonstrate just how difficult it still is for business owners to avoid unmanageable debt in a challenging operating environment. Insolvencies are on the increase The most recent government figures revealed that between 1 July and 30 […]
Read moreby Julian Donnelly 8th November 2023 James Rosa Associates are absolutely thrilled to announce that we have been recognised by the Corporate Livewire awards for the 4th year in a row as Financial Reconstruction Specialist of the Year – 2023/24. We are delighted that we continue to be recognised for the bespoke and tailored service […]
Read moreBy Mr Bankruptcy 26th October 2023 If you are a director of a business in financial difficulty you will probably be under a fair amount of stress. You may be fully occupied planning the next steps for your business and thinking about employees, but spare a thought for your own future and how you could […]
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