The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
By Mr Bankruptcy 17th January 2024 Mediation can be a quicker, cheaper and less confrontational way of resolving a debt issue than taking the path to litigation. But who are you trusting with your future when you agree to let a mediator help find an equitable resolution to your financial problem? What is mediation? Mediation […]
Read moreBy Mr Bankruptcy 1st December 2023 Christmas is usually an expensive time of year, but this holiday could be particularly difficult for some, coming as it does after yet another 12 months of uncertainty, with many people’s finances still precarious. To help relieve some of the worry of buying presents and stocking up on food […]
Read moreBy Mr Bankruptcy 15th November 2023 Times continue to be tough for businesses and last quarters’ insolvency figures clearly demonstrate just how difficult it still is for business owners to avoid unmanageable debt in a challenging operating environment. Insolvencies are on the increase The most recent government figures revealed that between 1 July and 30 […]
Read moreby Julian Donnelly 8th November 2023 James Rosa Associates are absolutely thrilled to announce that we have been recognised by the Corporate Livewire awards for the 4th year in a row as Financial Reconstruction Specialist of the Year – 2023/24. We are delighted that we continue to be recognised for the bespoke and tailored service […]
Read moreBy Mr Bankruptcy 26th October 2023 If you are a director of a business in financial difficulty you will probably be under a fair amount of stress. You may be fully occupied planning the next steps for your business and thinking about employees, but spare a thought for your own future and how you could […]
Read moreBy Mr Bankruptcy 20th October 2023 Financial uncertainty looms over many businesses, no matter their size. With the likes of Wilko going into administration and putting 12,000 UK jobs at risk, it’s important to understand the impact to employees should the worst happen and your business has to bring in the administrators. It’s also critical […]
Read moreBy Mr Bankruptcy 28th September 2023 According to debt charities, outstanding credit card debt reached £66.4 billion, an increase of 8.2% (£5.0 billion) in the year to June 2023. This means that credit card debt averaged £1,248 for every adult in the UK. But with interest rates still high and with no immediate sign of coming down any time soon, it’s […]
Read moreBy Mr Bankruptcy 18th September 2023 Financial management is the planning, organising, monitoring, and controlling of financial resources so your business can achieve its goals. By understanding what your business is earning and spending it will offer financial insights so that you can plan more effectively, make better use of resources, improve competitiveness and become […]
Read moreBy Mr Bankruptcy 30th August 2023 With autumn on the horizon many business operators and homeowners will begin thinking about how their use of energy will increase as the heating is turned back on and the lights burn for longer as the nights draw in. The financial challenge that increased energy bills caused last winter […]
Read moreBy Mr Bankruptcy 21st August 2023 Everyone is keeping a close eye on inflation figures at the moment to see how it will affect their lives, families and businesses. While the signs are that the rate of inflation is beginning to drop, it still means that prices are increasing, albeit at a slower rate. Here […]
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