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The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.

How is the cost of living crisis affecting business?

By Mr Bankruptcy 26th July 2023 The cost of living is continuing to make headline news. We often hear about how it impacting our households and individual pockets, but should it be a serious concern for businesses too? The impact of high inflation High inflation and comparatively low wage growth is making life difficult for […]

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Achieving the Dream: Starting a Business with Your Significant Other

By Brittany Fisher of financiallywell.info 19th July 2023 Starting a business is one of the most exciting and challenging endeavours that you can embark on in your life, and it could be even more thrilling if you have your significant other with you. However, starting a business with a partner, especially with your significant other, can […]

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UK business insolvencies are on the rise

By Mr Bankruptcy 22nd June 2023 There was a lot of speculation during lockdown that many businesses would struggle to survive once the economy opened up again and that insolvencies would increase. Since the end of lockdown, financial insecurity seems to have got worse and the general feeling is that an even greater number of […]

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What do you do if you can’t afford to pay your business taxes?

By Mr Bankruptcy 5th June 2023 If you’ve fallen behind with paying your corporation tax, it’s important you understand the options available to you to so you can work to resolve the matter. What happens if I miss a payment? Corporation tax is payable on the profits of your business and on capital gains with […]

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How do high interest rates affect businesses?

By Mr Bankruptcy 23rd May 2023 With the Bank of England announcing that interest rates are rising again, to 4.5%, businesses must be cautious of the potential impact on them. Historical interest rates and what they meant The 0.25% increase in the base rate that was announced by the Bank of England on the 11th […]

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Teach Your Kids Great Money Habits from an Early Age

By Brittany Fisher of financiallywell.info 11th May 2023 Image via Pexels Raising financially literate kids is an important part of parenting. Children need to understand how money works and how to manage it responsibly to be successful adults. Below, James Rosa Associates outlines some best practices for helping your kids learn more about money management with […]

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Five common ways to get your life back after falling into unmanageable debt

By Mr Bankruptcy 3rd May 2023 If you are in debt, there’s a number of ways that may be available to you to help you manage them and to resolve any dispute you are in with creditors. What debt management solutions are available to you? The following are some of the most common solutions used […]

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How does mediation help if you’re in debt?

By Mr Bankruptcy 24th April 2023 If you haven’t considered mediation as a means of dealing with debt, it could be the solution that helps you to find an effective and timely resolution to debt issues. What is mediation? Mediation is a method of Alternative Dispute Resolution in which an independent and neutral third-party facilitates […]

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Seven ways business owners can reduce costs to help prevent debts

By Mr Bankruptcy 3rd April 2023 It seems a day doesn’t go by without being reminded how financially tough it is for businesses of any size. Many owners will be feeling financial pressure for the foreseeable future, so here are some ways you can reduce your business costs to help prevent getting into debt or […]

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How to use your credit card and credit wisely

By Mr Bankruptcy 22nd March 2023 Credit cards can be a debt burden for many people but, when used wisely, they can be a useful borrowing resource without your debt growing out of control. These top tips will help you to use your credit card well while keeping control of the money you spend on […]

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