The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
By Mr Bankruptcy 22nd March 2023 Credit cards can be a debt burden for many people but, when used wisely, they can be a useful borrowing resource without your debt growing out of control. These top tips will help you to use your credit card well while keeping control of the money you spend on […]
Read moreBy Brittany Fisher of financiallywell.info 15th March 2023 The most successful small businesses all have one thing in common — a wealth of data that drives daily decisions. Every day, you must consider how much inventory to buy, where to expand your business, and how much to invest in marketing. You can make more informed decisions […]
Read moreBy Mr Bankruptcy 6th March 2023 According to The Money Charity, the people of the UK owed just over £1,831 Billion at the end of November 2022, which, on average, is £1,394 per adult extra from the previous year. With both debt levels and the cost of living increasing, many people are having to look […]
Read moreBy Mr Bankruptcy 21st February 2023 Tax may not always be the first thing on your mind when you’re trying to manage a business debt. But restructuring business debts does have tax implications that you need to be aware of, in order to ensure that you are making the right choices. Unexpected tax liabilities can […]
Read moreBy Mr Bankruptcy 1st February 2023 Having a budget always makes good financial sense, but when times are financially challenging a budget can have an added impact in helping you to identify, acknowledge and start tackling your financial problems. Now, more than ever, people are looking for ways to make the money they have go […]
Read moreBy Mr Bankruptcy 17th January 2023 Without doubt 2022 was one of the most financially challenges years that many businesses and individuals have experienced. Unfortunately, the predictions for 2023 don’t paint a much brighter picture. Here’s what some of the experts are saying. The 2023 outlook for businesses A report by JP Morgan claims that […]
Read moreby Julian Donnelly 12th December 2022 James Rosa Associates are delighted to announce that we have again been recognised by SME News and Corporate Livewire in 2022. Corporate Livewire have awarded us Financial Reconstruction Specialist of the Year 2023. In the 2022 SME Business Elite Awards, SME News have awarded us Best Specialist Tailored Financial […]
Read moreBy Mr Bankruptcy 5th December 2022 Christmas is well known for being an expensive time of year but as many people are already struggling with the cost of living the extra cost burden of the holiday season will bring little joy. In fact, a recent report by Sky News suggested that two-thirds of adults are […]
Read moreBy Mr Bankruptcy 21st November 2022 Cashflow is vital for the survival of every business but as the financial squeeze continues to tighten, cashflow is likely to be impacted. Businesses need to plan for that situation now. What’s happening with cashflow? Research from Barclays showed that 58% of SMEs and 94% of medium-sized enterprises are […]
Read moreBy Mr Bankruptcy 31st October 2022 If you run a business, you’re probably used to feeling that managing finances is a rollercoaster ride; there are plenty of ups and down and on occasion you feel like everything’s coming off the rails. This takes its toll at the best of times, but it’s even worse when […]
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