By Mr Bankruptcy 18th February 2026 Britain’s small and medium sized business owners and managers are the lifeblood of the national economy. But in order to survive these difficult times, many have had to take on business debt which they are now struggling with; it can feel like a never-ending battle. Despite the fact that […]
Read moreBy Mr Bankruptcy 1st October 2025 If you are tired of feeling trapped in a never-ending cycle of debt and dream of financial freedom and peace of mind, then you’re not alone. I see many people who are struggling with debt that never seems to leave them alone. Just when they get out of one […]
Read moreBy Mr Bankruptcy 16th January 2025 You had a great idea for meeting a need or solving a problem, you spotted a niche in the market and you decided to take the plunge and set up a small business or become self-employed. You turned your idea into reality, but instead of enjoying the rewards for […]
Read moreBy Mr Bankruptcy 17th September 2024 Filing for bankruptcy can be the best way to move forward if you face an unmanageable debt and creditors are breathing down your neck. But what if a creditor makes the first move and applies to the courts to declare you bankrupt? Does it make a difference or put […]
Read moreBy Mr Bankruptcy 2nd July 2024 We like to provide a comprehensive list of services to offer clients struggling with debt, but I do hesitate to call us a “one-stop” shop. While we can provide broad debt advice to help clients understand the options available to them, I am never too proud to steer them […]
Read moreBy Mr Bankruptcy 26th April 2024 When you face what looks like an insurmountable debt mountain, any relief can make all the difference, not only to your ability to clear a debt, but also to your mental wellbeing. James Rosa Associates is proud to have arranged a total of £20.6 million* in debt write-off for […]
Read moreBy Mr Bankruptcy 15th March 2024 In many news stories we hear about ongoing negotiations to resolve disagreements or even conflicts. As debt advisors, negotiation is one of the services we offer clients, and it has become a key tool in many of our cases. So how does negotiating help to resolve an unmanageable debt? […]
Read moreBy Mr Bankruptcy 29th April 2021 Did you know that it may be possible to negotiate a settlement with your creditors? This could clear your debts quicker than you had thought possible, so that you can move on with a debt free life. What is a negotiated settlement? If you have a lump sum of […]
Read moreBy Mr Bankruptcy 27th May 2020 Many businesses are trying to adapt to new ways of working during lockdown and for those which are also managing existing debts, this additional burden is taking a toll. For many, lockdown is exacerbating debt problems and it can be hard to know what to do next. Managing debt […]
Read moreBy Mr Bankruptcy 30th October 2019 Sadly, in the news last week was another report about suicides directly related to debt. This particular report looked at people who had committed suicide after contact with HMRC, but I think this is being harsh on the taxman. It’s believed that up to 50% of people struggling with […]
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