By Mr Bankruptcy
1st February 2023
Having a budget always makes good financial sense, but when times are financially challenging a budget can have an added impact in helping you to identify, acknowledge and start tackling your financial problems.
Now, more than ever, people are looking for ways to make the money they have go further, so here is my way to creating a budget that can work for you and your needs.
What do you need to know?
Creating a budget for yourself is about knowing what you can realistically afford to spend, putting you in a better position to handle financial surprises. To create a budget that’s going to work for you, there is some information you need to get you started:
Using your financial information to plan your future
A budget is a financial plan, which needs an ultimate goal, intermediate steps to get there, and an accurate analysis of your start point. Once you have a clear picture of income and outgoings, you can use this data to take control of your own finances:
Creating a budget that works for you is based on having an honest, realistic understanding of your current financial situation and where you want to go. It can then provide you with the route to developing good financial habits, whether you want to avoid debt or to deal with an existing debt problem.
James Rosa Associates
James Rosa associates is a firm of debt advisors and debt adjustors. With a supportive, friendly and non-judgemental approach, we offer a wide range of advice and professional services to individuals and business owners/directors who face unmanageable debt or are immersed in a civil or commercial dispute. Our service includes:
We are authorised and regulated by the Financial Conduct Authority (FRN665061) to work with clients in order to produce bespoke solutions for their specific financial circumstances.
Find out if you qualify for our free consultation
If you need to tackle an unmanageable debt, or want to bring a dispute to a quick and fair resolution, then contact James Rosa Associates today, ring 0845 6807217 or email email@example.com. You may qualify for a free consultation.
Please be advised that all views expressed in these posts are those of the author and not of James Rosa Associates ltd.