• Home
  • About Us
    • Our fees and charges
    • Terms of Business
    • Complaints procedure
    • Agreement to Mediate
    • Team
    • Privacy Policy
  • Consultation
  • Solutions
    • Insolvency Support
    • Negotiated Settlements
    • Personal Bankruptcy Experts
    • Mediation
    • Comparison of Solutions
  • Case Studies
  • Testimonials
  • Blog & News
    • Press & Awards
  • Links
  • Contact us
  • Home
  • About Us
    • Our fees and charges
    • Terms of Business
    • Complaints procedure
    • Agreement to Mediate
    • Team
    • Privacy Policy
  • Consultation
  • Solutions
    • Insolvency Support
    • Negotiated Settlements
    • Personal Bankruptcy Experts
    • Mediation
    • Comparison of Solutions
  • Case Studies
  • Testimonials
  • Blog & News
    • Press & Awards
  • Links
  • Contact us

Why do people choose mediation to resolve debts?

By Mr Bankruptcy

26th February 2021

Resolving debts is in the interest of all parties and it doesn’t always have to be done in court, with all the cost and heartache that can cause. For many of my clients, mediation is a positive step to addressing both the financial burden of their debt and the emotional one.

What is mediation?

Mediation provides the opportunity for both sides in dispute over a debt to reach an agreement without the need for court intervention. With the support of a neutral third party, mediation follows a specific process and timetable that allows parties to put forward their case and then work together to find an outcome that’s acceptable to both. The mediator won’t make the decision for those involved but helps them to focus on what’s important to them and to find a resolution. Once an outcome has been agreed, it’s binding on all parties.

How mediation helps to resolve debt

The principals and processes behind mediation are all directed towards helping all sides to find an outcome that’s agreeable to all. It creates a situation that is helpful in finding a resolution and clients often feel it helps resolve debt:

  • Having a neutral third party focused on helping all sides to clearly state their priorities and bring them together with a clear sense of focus
  • Creating a constructive process designed to get parties to talk with the aim of finding a solution
  • Offering a quicker alternative to going through the court system
  • Reducing the stress of being involved in a court cases
  • Allowing parties to take part in finding the solution rather than being handed down a judgement which is imposed on them
  • Offering the potential for a broader range of options to be considered in order to reach a settlement
  • Enabling constructive conversations that help parties to stay on reasonable terms with each other.

Is mediation for me?

I’ve talked in my blog before about using my personal experience to help mediate people out of debt and I believe that participation in this type of dispute resolution creates a constructive environment which encourages parties to work together to find an agreeable outcome.

Confidential and often less costly than court proceedings, if you are looking for common ground in dispute resolution, feel free to talk to us about how our mediation services can help you.

James Rosa Associates

James Rosa associates is a firm of debt advisors and debt adjustors. With a supportive, even-handed and friendly approach, we offer a full range of advice and professional services to individuals and business owners/directors who face unmanageable debt or who are involved in civil or commercial disputes. Our services include:

  • Insolvency support
  • Negotiated settlements
  • Personal assisted bankruptcy
  • Mediation

We are authorised and regulated by the Financial Conduct Authority (FRN665061) to work with clients to produce bespoke solutions to fit their specific circumstances.

Find out if you qualify for a free consultation

If you want to deal with an unmanageable debt, or bring a dispute to a swift and cost-effective resolution, contact James Rosa Associates, ring 0845 6807217 or email enquiries@jamesrosa.co.uk to find out whether you qualify for a free consultation.

Please be advised that all views expressed in these posts are those of the author and not of James Rosa Associates ltd.

Categories

  • Bankruptcy (68)
  • Case Study (12)
  • Economy (51)
  • Events (23)
  • Finance (113)
  • Guest (19)
  • Insolvency (98)
  • Mediation (13)
  • Mr Bankruptcy (133)
  • Newsletter (9)
  • Other (14)
  • Personal Guarantees (13)
  • Press Release (18)
  • Turnaround (7)

Recent posts

  • Give yourself time to think, with the Debt Respite Scheme
  • Preserving your future aspirations in the face of unmanageable debt
  • How sustainable is your debt situation? Your credit report reveals all
  • Strategies for achieving financial freedom from debt
  • Understanding the differences between bankruptcy in England and Wales, and in Scotland

Archives

  • May 2025 (2)
  • April 2025 (2)
  • March 2025 (1)
  • February 2025 (2)
  • January 2025 (2)
  • November 2024 (3)
  • October 2024 (2)
  • September 2024 (3)
  • August 2024 (1)
  • July 2024 (1)
  • June 2024 (2)
  • May 2024 (1)
  • April 2024 (2)
  • March 2024 (2)
  • February 2024 (3)
  • January 2024 (3)
  • December 2023 (1)
  • November 2023 (2)
  • October 2023 (2)
  • September 2023 (2)
  • August 2023 (2)
  • July 2023 (2)
  • June 2023 (2)
  • May 2023 (3)
  • April 2023 (2)
  • March 2023 (3)
  • February 2023 (2)
  • January 2023 (1)
  • December 2022 (2)
  • November 2022 (1)
  • October 2022 (2)
  • September 2022 (2)
  • August 2022 (2)
  • July 2022 (1)
  • June 2022 (3)
  • May 2022 (2)
  • April 2022 (2)
  • March 2022 (1)
  • February 2022 (2)
  • January 2022 (2)
  • December 2021 (1)
  • November 2021 (5)
  • October 2021 (2)
  • September 2021 (3)
  • July 2021 (1)
  • June 2021 (3)
  • May 2021 (2)
  • April 2021 (2)
  • March 2021 (2)
  • February 2021 (2)
  • January 2021 (2)
  • December 2020 (1)
  • November 2020 (2)
  • October 2020 (2)
  • September 2020 (2)
  • August 2020 (2)
  • July 2020 (2)
  • June 2020 (2)
  • May 2020 (2)
  • April 2020 (3)
  • March 2020 (3)
  • February 2020 (2)
  • January 2020 (1)
  • December 2019 (3)
  • November 2019 (1)
  • October 2019 (2)
  • September 2019 (1)
  • August 2019 (3)
  • July 2019 (2)
  • June 2019 (3)
  • May 2019 (2)
  • April 2019 (1)
  • March 2019 (2)
  • February 2019 (1)
  • January 2019 (1)
  • December 2018 (2)
  • November 2018 (1)
  • September 2018 (2)
  • July 2018 (1)
  • March 2018 (1)
  • January 2018 (1)
  • May 2017 (1)
  • January 2017 (1)
  • December 2016 (1)
  • November 2016 (1)
  • September 2016 (2)
  • August 2016 (2)
  • July 2016 (1)
  • May 2016 (2)
  • March 2016 (2)
  • February 2016 (1)
  • January 2016 (1)
  • October 2015 (2)
  • September 2015 (2)
  • August 2015 (3)
  • July 2015 (3)
  • May 2015 (1)
  • April 2015 (1)
  • March 2015 (2)
  • February 2015 (1)
  • January 2015 (2)
  • December 2014 (1)
  • November 2014 (2)
  • October 2014 (5)
  • September 2014 (3)
  • August 2014 (3)
  • July 2014 (1)
  • April 2014 (3)

RSS FT News Feed

  • Governments are chasing the wrong rainbows
  • Artist Jenny Saville: ‘You always return to beauty, in the end’
  • Gerry Adams wins defamation case against BBC
  • US-China trade talks ‘stalled’, Bessent says
  • UK fuel payment U-turn risks turning £1.5bn cut into net cost, analysts warn

Sign up to our newsletter

Useful links

  • Home
  • About us
  • Consultation
  • Blog & News
  • Press
  • Contact us

Solutions

  • Insolvency Support
  • Mediation
  • Negotiated Settlements
  • Personal Bankruptcy Experts

Social

  • Facebook
  • Twitter
  • LinkedIn

The Old Rectory Business Centre
Springhead Road
Northfleet
Kent
DA11 8HN

T: 0845 680 7217
E: enquiries@jamesrosa.co.uk

© 2018 James Rosa Associates Ltd. All rights reserved.