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The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.

Managing debt in a time of Covid-19

By Mr Bankruptcy 31st March 2020 The financial impact of the Covid-19 emergency is yet to be fully revealed but it is undeniable that it will be serious. For people already in debt, the stress of losing income can seem too much. To help you navigate your finances at this time, we have some key […]

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Time to call in expert debt advice for your clients?

By Mr Bankruptcy 19th March 2020 I hope I’ve made my mission at James Rosa Associates clear: “To be recognised as the most trusted source of debt advice and support in the UK with a reputation for excellence and integrity”. I work hard every day to achieve this aim, to support individuals, professional advisers and insolvency practitioners […]

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Do you know how to prioritise your debts?

By Mr Bankruptcy 3rd March 2020 If you are in debt to multiple creditors it can be overwhelming, but knowing which debts to pay first can help you to clear them all quicker and therefore save you money. What is a priority debt? Priority debts are not necessarily the largest debts or those with the […]

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Lessons you can learn from being in debt

By Mr Bankruptcy 19th February 2020 At the end of 2019 a poll by money.co.uk reported that more than half of the UK adult population would go into 2020 with debt. Particularly worrying is that research has shown that almost a third of British people believe they will never clear their debts. I’ve helped many […]

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What can I do if my debt management plan fails?

By Mr Bankruptcy 3rd February 2020 If you have already agreed a debt management plan but are now struggling to make the agreed payments, or feel it no long suits your situation, then it’s time to consider your options. Is your debt management plan right for you? When you entered into the debt management plan […]

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7 steps to take control of your finances in 2020

By Mr Bankruptcy 21st January 2020 In December 2019 it was reported that Britons are now £45 billion more in personal debt than they were 10 years ago. If you want 2020 to be the year you take control of your finances and tackle or avoid debt, here are some simple steps to help.  7 […]

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The real cost of Christmas

By Mr Bankruptcy 19th December 2019 The tree lights are up, social calendars are full of seasonal festivities and preparations being made for a big meal at home or that annual journey around the country to visit friends and family – it must be Christmas. For many of us though, while we’re immersed in Christmas […]

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James Rosa Associates a winner in the SME News Finance Awards 2019

9th December 2019 James Rosa Associates are thrilled to announce they have won the SME News Finance Awards 2019 in the category “Best Independent Debt Advisory South East England”. Having recently narrowly lost out in the Collections and Customer Service Awards and the TRI Awards (where we got a special mention as “highly commended”), the […]

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Are you ignoring signs that you are in debt?

By Mr Bankruptcy 6th December 2019 In October the Guardian newspaper reported that the number of people facing insolvency in 2019 was heading towards the highest level for almost ten years. As debt problems in the UK continues, are you heeding the signs that your debt needs to be dealt with? The reason for debt […]

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JRA recognised as a Tri Awards 2019 Finalist

By Mr Bankruptcy 26th November 2019 On Wednesday, 13th November we were excited to be at the Turnaround Restructuring & Insolvency (TRI) Awards in London where we were recognised for our work with a “Highly Commended” award in the Personal Debt Solution Provider of the Year category. We are absolutely delighted to have been selected […]

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