The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
By Mr Bankruptcy 1st November 2024 It’s good to talk and share your problems, but it’s a big step to take when your problem is an unmanageable debt. As a debt advisor, I’ve talked with many clients about debt. Some are delighted to have a professional they can share their burden with. However, others I’ve […]
Read moreWe are absolutely thrilled to continue our association with Richmond Rugby Club and are delighted announce we have agreed sponsorship of Mattias Woollard for the 2024/25 season. 20 year old Mattias Woollard has progressed through playing his school rugby at Newman College being involved with the Ealing Academy and then onto the Harlequins Academy before […]
Read moreBy Mr Bankruptcy 16th October 2024 Clients I meet who face an unmanageable debt and may be considering bankruptcy are usually under a lot of stress. Many of us have never been in this situation before (I have so I do understand). But if you’ve already made the decision to do something about your problem […]
Read moreBy Mr Bankruptcy 30th September 2024 Facing an unmanageable debt is a tough experience but someone not in that situation might assume it was your fault – you can’t manage your finances or spent money recklessly. But it’s rarely as black and white as that; and debt problems are affecting more and more people in […]
Read moreBy Mr Bankruptcy 17th September 2024 Filing for bankruptcy can be the best way to move forward if you face an unmanageable debt and creditors are breathing down your neck. But what if a creditor makes the first move and applies to the courts to declare you bankrupt? Does it make a difference or put […]
Read moreBy Mr Bankruptcy 3rd September 2024 Facing unmanageable debt is a stressful situation to be in. Fortunately, there’s a whole host of support and advice to help you find a way through it, as well as a number of different path options you can take. But it’s also true that not everyone’s circumstances will be […]
Read moreBy Mr Bankruptcy 16th August 2024 The UK news has been full turmoil in recent weeks, but another story also alarms me – and it could badly affect many people – the rise in home repossessions that we’re seeing. But what can you do if you fall behind in your mortgage repayments. A flood of […]
Read moreBy Mr Bankruptcy 2nd July 2024 We like to provide a comprehensive list of services to offer clients struggling with debt, but I do hesitate to call us a “one-stop” shop. While we can provide broad debt advice to help clients understand the options available to them, I am never too proud to steer them […]
Read moreBy Mr Bankruptcy 20th June 2024 When Charles Dickens’ father, John, was thrown into the Marshalsea debtors’ prison in 1824, twelve-year-old Charles was put to work at a blacking factory to provide for them. The shame and hardship of that time marked his writing as an adult. One of the greatest business innovations introduced by […]
Read moreBy Mr Bankruptcy 3rd June 2024 Having some emergency money put aside for a rainy day sounds like prudent financial planning against the unexpected – whether that’s a big repair bill or keeping your head above water should you become unemployed. But if you also have outstanding debts, does it still make sense to keep […]
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