The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
by Julian Donnelly 10th September 2014 This is for general guidance purposes – please seek independent professional advice if you are considering an IVA. In an IVA, the debtor approaches a licensed Insolvency Practitioner (IP) to propose an IVA. The IP will then draw up a proposal for the unsecured creditors (such as credit cards, […]
Read moreJames Rosa Associates Ltd are once again delighted to announce sponsorship of the next City Professionals’ Networking event. City Professionals’ Networking lunch is a free informal networking event held monthly at Brookes Brothers Wine and Brasserie. If you are a regular attendee of the event, please advise your professional friends and ask them to join us at the […]
Read moreby Keith Steven, KSA Group Ltd A company voluntary arrangement (“CVA”) is a powerful rescue tool designed to help companies in financial distress, yet many directors are unaware of its benefits. If a company is struggling with poor cashflow and directors are finding it difficult to keep up with tax payments, it’s likely the company […]
Read moreBy Julian Donnelly 6th August 2014 So, the UK apparently has the fastest growing economy in the G7 and we had 0.8% GDP growth in Q2 2014, so we’re out of the woods from an insolvency perspective? Far from it – let me explain…. I was recently chewing the fat with an old friend who […]
Read moreJames Rosa Associates Ltd are delighted to announce sponsorship of the next City Professionals’ Networking event. City Professionals’ Networking lunch is a free informal networking event held monthly at Brookes Brothers Wine and Brasserie. If you are a regular attendee of the event, please advise your professional friends and ask them to join us at the next networking […]
Read moreby Julian Donnelly 25th April 2014 Insolvency: \In*sol”ven*cy\, n.; pl. Insolvencies. (Law) (a) The condition of being insolvent; the state or condition of a person who is insolvent; the condition of one who is unable to pay his debts as they fall due, or in the usual course of trade and business; as, a merchant’s […]
Read moreby Julian Donnelly 21st April 2014 As a director of a limited company, it is standard practice for lenders (and indeed some suppliers) to request that you sign a Personal Guarantee (PG) to act as security for company borrowing. By doing this, the creditor will have recourse to the director personally in the event the […]
Read moreby Julian Donnelly 19th April 2014 Everyone has heard about the “economic cycle”, but few people really understand the history behind it. As the old saying goes “what goes up, must come down” is as true to global economics as anything else. Everyone has heard about The Wall Street Crash in 1929 which started the […]
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