The views expressed in these blog posts are those of the author and not of James Rosa Associates Ltd. The publication of these posts should in no way be taken as an endorsement by James Rosa Associates Ltd.
Mr Bankruptcy 28th February 2022 Over the past two years many businesses have had to review what they do, how they operate and what changes they need to make to ensure their longer-term survival during unprecedented times. It has revealed how resilient businesses can be, but also how precarious they can be; so how can […]
Read moreBy Mr Bankruptcy 18th February 2022 Over 1.5 million businesses were approved for a loan through the Government’s Bounce Back Loan Scheme between May 2020 and 2021. If you own one of these and are worried about how you can repay the loan, it’s important to understand the options available to you. What is a […]
Read moreBy Mr Bankruptcy 31st January 2022 It looks as though 2022 is going to be a challenging year for many households, with several financial changes putting pressure on household’s budgets. I take a look ahead at the possible problems we could be facing and what households should be doing right now to prepare for them. […]
Read moreBy Mr Bankruptcy 18th January 2022 The government has introduced a raft of measures during the covid pandemic to protect businesses, including a halt to winding-up petitions against viable businesses. From 1st October changes to winding up petitions came into effect, so what are the implications for businesses? What restrictions were originally imposed during lockdown? […]
Read moreBy Mr Bankruptcy 7th December 2021 Each person’s journey into debt is unique, but rarely is it a journey of reckless financial management. Rather a combination of circumstances lead to difficult decisions, resulting in debt and for the individual, the consequences go beyond the financial. The physical and mental cost Due to the pandemic, six […]
Read moreBy Mr Bankruptcy 23rd November 2021 Now that we’ve had time to let the dust settle on the Chancellor’s autumn budget and digested the vast amount of press coverage, have you taken time to reflect on how the changes will impact your future financial prospects? Below I’ve done my best to distil the most significant […]
Read moreby Julian Donnelly 15th November 2021 We are absolutely thrilled to announce that we have won Financial Reconstruction Specialists of the Year for the 2nd year running in the Corporate LiveWire Global Awards 2021/22. Following our recent success in the SME News Awards and becoming a finalist for the 3rd year in a row at […]
Read moreby Julian Donnelly 12th November 2021 We are absolutely thrilled to announce that we have won Best Insolvency & Personal Bankruptcy Advisory Firm 2021 in the SME News Awards 2021. Following our previous successes in these awards (Best Independent Debt Advisory South East England 2019 and Personal Debt Advisory Firm of the Year 2020), we […]
Read moreBy Mr Bankruptcy 12th November 2021 The Turnaround Restructuring & Insolvency (TRI) Awards 2021 have been announced and for the third year running we are delighted to be finalists for “Personal Debt Solution Provider of the Year”. Last month, in my post 11 years of debt advisory services I was reflecting on how the world […]
Read moreBy Sarah Morris, Emerge Be Who You Are 28th October 2021 The last 18 months or so have seen us having to deal with the unexpected, whilst feeling frightened and confused about what we should and shouldn’t be doing haven’t they? Have you noticed that you feel more anxious now when dealing with everyday situations? […]
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