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What should businesses be doing during the coronavirus pandemic to protect themselves?

By Mr Bankruptcy 20th April 2020 Many businesses are learning to switch from business as normal to a day-to-day routine that’s managing change, repurposing resources and mitigating risks raised by Coronavirus. In my role as a debt advisor and adjustor I see a lot of what companies do, and fail to do, when it comes […]

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What does the future hold?

By Julian Donnelly 9th April 2020 As I am writing this, we find ourselves in the middle of a lockdown due to the COVID-19 pandemic. Needless to say, these are unprecedented times and nobody can be certain what the future holds. A lot of people have said to me that I must be really busy […]

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Managing debt in a time of Covid-19

By Mr Bankruptcy 31st March 2020 The financial impact of the Covid-19 emergency is yet to be fully revealed but it is undeniable that it will be serious. For people already in debt, the stress of losing income can seem too much. To help you navigate your finances at this time, we have some key […]

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Time to call in expert debt advice for your clients?

By Mr Bankruptcy 19th March 2020 I hope I’ve made my mission at James Rosa Associates clear: “To be recognised as the most trusted source of debt advice and support in the UK with a reputation for excellence and integrity”. I work hard every day to achieve this aim, to support individuals, professional advisers and insolvency practitioners […]

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Lessons you can learn from being in debt

By Mr Bankruptcy 19th February 2020 At the end of 2019 a poll by money.co.uk reported that more than half of the UK adult population would go into 2020 with debt. Particularly worrying is that research has shown that almost a third of British people believe they will never clear their debts. I’ve helped many […]

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What can I do if my debt management plan fails?

By Mr Bankruptcy 3rd February 2020 If you have already agreed a debt management plan but are now struggling to make the agreed payments, or feel it no long suits your situation, then it’s time to consider your options. Is your debt management plan right for you? When you entered into the debt management plan […]

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7 steps to take control of your finances in 2020

By Mr Bankruptcy 21st January 2020 In December 2019 it was reported that Britons are now £45 billion more in personal debt than they were 10 years ago. If you want 2020 to be the year you take control of your finances and tackle or avoid debt, here are some simple steps to help.  7 […]

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The real cost of Christmas

By Mr Bankruptcy 19th December 2019 The tree lights are up, social calendars are full of seasonal festivities and preparations being made for a big meal at home or that annual journey around the country to visit friends and family – it must be Christmas. For many of us though, while we’re immersed in Christmas […]

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Why is it difficult to talk about debt?

By Mr Bankruptcy 19th June 2019 An article in the Independent in April stated that the majority of people find it easier to talk about mental health issues than debt. This is particularly concerning when 44% of adults in the UK are hiding debts of more than £4,000. So why is it so difficult to […]

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Alice in Brexitland

By Mr Bankruptcy 21st March 2019 How could Brexit impact on your business? When I was first introduced to polite society, I was told never to bring up sex, religion and politics at the dinner table. We’ve added another taboo subject to the list since then. I’ve lost count of the networking events I’ve been […]

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