By Mr Bankruptcy 21st January 2020 In December 2019 it was reported that Britons are now £45 billion more in personal debt than they were 10 years ago. If you want 2020 to be the year you take control of your finances and tackle or avoid debt, here are some simple steps to help. 7 […]
Read moreBy Mr Bankruptcy 19th December 2019 The tree lights are up, social calendars are full of seasonal festivities and preparations being made for a big meal at home or that annual journey around the country to visit friends and family – it must be Christmas. For many of us though, while we’re immersed in Christmas […]
Read moreBy Mr Bankruptcy 19th June 2019 An article in the Independent in April stated that the majority of people find it easier to talk about mental health issues than debt. This is particularly concerning when 44% of adults in the UK are hiding debts of more than £4,000. So why is it so difficult to […]
Read moreBy Mr Bankruptcy 21st March 2019 How could Brexit impact on your business? When I was first introduced to polite society, I was told never to bring up sex, religion and politics at the dinner table. We’ve added another taboo subject to the list since then. I’ve lost count of the networking events I’ve been […]
Read moreBy Mr Bankruptcy 15th March 2019 I’ve seen a large increase in my debt casework involving personal guarantees lately but it’s been a while since a case involved one of the big four UK high street banks. Most of the problem debt cases I’m dealing with involves secondary lenders. So what’s going on with secondary […]
Read moreBy Mr Bankruptcy 17th December 2018 Christmas – a time for giving gifts, eating and drinking and inviting friends and family around to celebrate. But if you’re already facing a personal debt problem, or your business is suffering from cash flow issues, then you may not feel like celebrating; you may be worrying that Christmas […]
Read moreBy Mr Bankruptcy 27th November 2018 Whether you’re facing increasingly unmanageable personal debt or your business has a serious cash flow problem, the impact of debt can reach far beyond your financial world. Debt affects your wellbeing, peace of mind, family life and relationships and in the run-up to Christmas, it can make you […]
Read moreBy Mr Bankruptcy 27th November 2018 Debt doesn’t just drop on you out of the blue like a barrow load of bricks from a building site, it’s insidious, gradually spreading and growing to affect more and more of your work, private life and thoughts. So it can be difficult to notice the point when an […]
Read moreBy Julian Donnelly 27th January 2017 Since taking over the regulation of consumer credit in 2014, the Financial Conduct Authority (FCA) has made great strides raising standards right across the board, and in particular the payday loan and debt management sectors. One of the cornerstones of the new regulatory approach is “Treating Customers Fairly” […]
Read moreBy Julian Donnelly 27th January 2016 Love it or hate it, nothing seems to polarise opinion quite like the letters “EU”. Since our entry into the European Economic Community (EEC) in 1973, it is a subject which has divided both opinions and indeed political parties ever since. With a referendum on the subject […]
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